Privacy Policy

Privacy Policy for The Smart Funders

Effective Date: 1/1/25

The Smart Funders ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you interact with our website or services.

1. Information We Collect

We may collect the following types of information from you:

a. Personal Information:

• Name

• Contact details (email address, phone number, mailing address)

• Financial information (bank statements, credit history, income details, etc.)

• Business information (business name, industry, tax ID, revenue, etc.)

b. Non-Personal Information:

• IP address

• Browser type and version

• Pages visited on our site

• Date and time of access

• Other analytical data

2. How We Collect Information

We collect information directly from you and through automated means:

• Directly: When you fill out forms, apply for funding, or communicate with us.

• Automatically: Through cookies, web beacons, and similar technologies when you use our website.

3. How We Use Your Information

The information we collect is used for the following purposes:

• To evaluate your eligibility for merchant cash advances or other financial products.

• To communicate with you about your application, account, or our services.

• To comply with legal obligations and regulatory requirements.

• To improve our website, services, and marketing efforts.

• To detect, prevent, or address fraud, security, or technical issues.

4. Information Sharing and Disclosure

We may share your information with:

• Service Providers: Third-party vendors assisting with operations like payment processing, data analysis, and customer support.

• Partners and Lenders: Financial institutions or affiliates evaluating or providing funding.

• Legal Compliance: Government authorities or regulators when required by law.

• Business Transfers: In case of a merger, acquisition, or sale of assets.

5. Data Security

We implement appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of data transmission or storage is entirely secure, and we cannot guarantee absolute security.

6. Your Choices and Rights

You may:

• Opt-out of receiving marketing communications by clicking the "unsubscribe" link in our emails.

• Request access to, correction of, or deletion of your personal information by contacting us.

• Disable cookies through your browser settings.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.