Terms & Conditions

Terms and Conditions for The Smart Funders

Effective Date: 01/01/2025

Welcome to The Smart Funders! By accessing or using our website and services, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using our website or services, you confirm that you have read, understood, and agree to these Terms. If you do not agree, please refrain from using our website or services.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use our services.

3. Services Provided

The Smart Funders offers merchant cash advance services and related financial products. The availability of services is subject to approval based on our evaluation criteria.

4. Use of the Website

You agree to use our website for lawful purposes only and not to:

• Violate any applicable laws or regulations.

• Engage in fraudulent or deceptive practices.

• Interfere with the security or functionality of the website.

• Transmit any viruses, malware, or harmful code.

5. Application Process

By submitting an application, you:

• Certify that all information provided is accurate and truthful.

• Authorize us to verify your information, including credit and financial history.

• Understand that submitting an application does not guarantee approval.

6. Fees and Payments

• Fees associated with our services will be disclosed in your agreement.

• Payments must be made as outlined in the agreement. Late or missed payments may result in additional fees or legal action.

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of The Smart Funders or its licensors. Unauthorized use, reproduction, or distribution is prohibited.

8. Limitation of Liability

To the fullest extent permitted by law:

• The Smart Funders is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services.

• Our liability is limited to the amount you paid for our services.

9. Indemnification

You agree to indemnify and hold harmless The Smart Funders, its affiliates, and employees from any claims, damages, or expenses arising from your use of our website or services.

10. Termination

We reserve the right to terminate your access to our website or services at any time without notice for violations of these Terms or other reasons at our discretion.

11. Governing Law

These Terms are governed by the laws of the state of New York Any disputes will be resolved in the courts of New York

12. Changes to Terms

We may update these Terms from time to time. Any changes will be effective immediately upon posting on our website. Continued use of our website or services indicates your acceptance of the updated Terms.